body[data-tool]{background:#f4f7f8;color:#172d32}body[data-tool] .intro{padding:36px 0 22px}body[data-tool] .intro h1{font-size:clamp(28px,4vw,42px);letter-spacing:-1.5px}body[data-tool] .tool-nav{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:8px;border:0;background:transparent;padding:0;margin-bottom:24px}body[data-tool] .tool-nav a{display:flex;flex-direction:column;justify-content:center;padding:14px 12px;border:1px solid #dae4e5;border-radius:14px;background:#fff;text-decoration:none;font-size:14px;white-space:normal}body[data-tool] .tool-nav a small{display:block;font-size:12px;font-weight:400;margin-top:5px;opacity:.8}body[data-tool] .tool-nav a.active{background:#164c44;color:#fff;border-color:#164c44}body[data-tool] .panel{border-radius:22px;box-shadow:0 8px 32px #153d3908}body[data-tool] .result{border-radius:22px;background:#153e38;position:sticky;top:90px;align-self:start}body[data-tool] .result.loss{background:#642d31}body[data-tool] .input-wrap{background:#fbfdfd;border-radius:12px}body[data-tool] input:focus-visible,body[data-tool] button:focus-visible,body[data-tool] a:focus-visible,body[data-tool] summary:focus-visible{outline:3px solid #42a994;outline-offset:3px}body[data-tool] .field small{line-height:1.6}body[data-tool] #calculator details{border:1px solid #dce5e4;border-radius:14px;padding:14px 16px;margin-top:20px;background:#f8fbfa}body[data-tool] #calculator summary{cursor:pointer;font-weight:700;line-height:1.6}body[data-tool] #calculator details[open]>.field-grid{margin-top:18px}.renewal-steps{display:flex;gap:18px;flex-wrap:wrap;font-size:13px;color:#46635d;margin:0 0 20px}.renewal-steps span{padding:7px 12px;background:#e8f1ed;border-radius:30px}.renewal-note{font-size:13px;line-height:1.7;color:#526762}.renewal-result{min-height:46px}.renewal-help{margin-top:24px;border:1px solid #cddeda;padding:20px;border-radius:16px;background:#fff}.renewal-help h2{font-size:20px}.renewal-help details{padding:12px 0;border-bottom:1px solid #e7eeeb}.renewal-help summary{cursor:pointer;font-weight:600}.renewal-help p{line-height:1.8;color:#45605a}.renewal-help .hint{font-size:13px}.renewal-result:disabled{opacity:.5}
@media(max-width:760px){body[data-tool] .tool-nav{grid-template-columns:repeat(3,minmax(0,1fr));overflow:visible}body[data-tool] .tool-nav a{padding:12px 8px;font-size:13px}body[data-tool] .intro{padding-top:24px}body[data-tool] .result{position:static}body[data-tool] .calculator{display:grid;grid-template-columns:minmax(0,1fr);gap:18px}body[data-tool] .field-grid{gap:18px 12px}body[data-tool] .amount{font-size:clamp(32px,9vw,52px)}body[data-tool] .actions{flex-wrap:wrap}body[data-tool] .panel{padding:20px}.renewal-steps{gap:8px;font-size:12px}.renewal-steps span{padding:6px 9px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}